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Headlines and Insight: The Conflict of Information

With headlines like “Fannie Mae: Americans worried economy is on wrong track” and “Fannie Mae: Housing recovery slows down as consumers remain wary to enter market” coming at us every day, what is one to think of the resilience of the American housing market when…

FHFA Announces Overhaul of Fannie Mae and Freddie Mac Mortgage Insurance Master Policy Requirements

Washington, DC – The Federal Housing Finance Agency (FHFA) today announced that Fannie Mae and Freddie Mac have completed the first major overhaul of mortgage insurance master policy requirements in many years. FHFA’s 2013 Conservatorship Scorecard calls for Fannie Mae and Freddie Mac to develop…

Mortgage Finance Reform

The leadership of Landmark Network, Inc. is at the Mortgage Bankers Association’s annual convention in Washington, D.C., and one of the largest conversations happening there as well as within the industry as a whole is the reform of the mortgage finance system.  Twitter is ablaze…

The Rise of Mortgage Tech

The mortgage industry has a bittersweet relationship with the development of technology; it’s bitter in that no one wants to have to learn an entire new way to do something, and sweet in that if it’s done right, it greatly eases and streamlines the process,…

The Verge of Default

The current government shutdown has been casting a rather ominous cloud over the future of the housing recovery. While many of the initial effects have been reported as slight, the general consensus is that the longer it continues, the more severe the effects will be…

Housing and the Government Shutdown

HUD released a 67 page document last week entitled “HUD FY2013 Contingency Plan for Possible Lapse in Appropriations.”  Wall Street Journal housing reporter Nick Timiraos tweeted today that the “HUD contingency plan says FHA loans should still be available during government shutdown.”  The government shutdown…